Pay myPTPTN loan

I finish paying my study loan today. finally I am debt free. my parents ask me to pay it bit by bit but I just want to get it done and over with, the fee you have to pay each month is RM65 for my load with PTPTN and that's a lot of money.

A lot of people are not paying back their loan and the management for PTPTN loan is terrible, the only thing they are good at is counting how much additional money you owe them each month.

I personally feel that I should pay back what i owe. even though I did not pay much (virtually nothing) these past 4 years after i started working but I was not in the infamous Black-list of people that refuse to pay.

This study loan help me a lot during my days in University when i did not have much and my family was unable to give me much. It has help me study in university worry free about money and God know how much my mom reminded me there was no money constantly.

I used to have to work during my university holidays (tuition and as a waiter) and during festivals like Chinese New year I was unable to go back (no$$$) but at least my parents did not ask me to give them money from my study loan.

I am grateful and thankful for what I have been given and now that I have repay all that I owe and hopefully the money will do some good for other students in need of a study loan.

End of transaction

happy Depavali

The festival of light happy deepavali to all Hindus out there. celebrated by 10 countries including Malaysia (Wikipedia) Deepavali" (Sanskrit: दीपावली Dīpāvalī), which translates into "row of lamps"filled with oil to signify the triumph of good over evil. Now that is always a good reason to celebrate.

chinese Seal

I got a Chines seal made/ carve from stone at Malacca from my brother, but I only have the surname not my full name but still its kind of cool having something like that.

here is a website where you can go and generate your own Chinese seal have fun
http://www.chinese-tools.com/tools/seal.html

Holiday in Melaka

was in melaka last Thursday 20/10/2011 for my brothers convocation.
its a great place to visit, with lots to see lots to buy and lots to eat
most of all a lot of pretty girl everywhere you look, I truly think i will be going back again for another visit someday.

convo Utem

My brother is going to attend his convocation this Saturday (22/10/11) in Utem Malacca. city of history, I uses to do my practical in this state so was really looking forwards to a visit but too bad I have to work and can't take a long holiday. during my convo (2007) my parents did not come see it and now after 4 years its my brothers turn and with a little bit more money they will be going to his convocation.

Convo is a big event, some thing to be remembered and it could be the only thing we hold on to about our study days year to come. as a university grad it makes us feel like we have study almost all we can study in our education system (well that is what I feel personally anyway)

Been there done that, so good luck and congrats have fun, enjoy.

will be flying to KL this Thursday and coming back on Monday its short but hopefully it will be a sweet experience.

speaking practice for muet

last week practice for muet speaking(10-13 October). that's me with the stopwatch. it was a very mentally draining and even though I just need to sit and listen but at the end of the day I feel like sleeping as soon as I come home. listening really need you to pay a lot of attention without attention your mind would drift and may not be able to follow the students flow of ideas and their mistake and thus would not be very helpful in giving comment and help them improve their speaking later in the real examination. even though it was mentally draining I did learn a lot from my partner for the speaking task (face not shown) she pick up a lot of things that i was unable and unaware of when students was doing their speaking and it made me a better listener (well that is what i think anyway) so I did learn a thing or two from this week not just the students that came for help but me as well.